Frequently Asked Questions
Everything you need to know about life insurance in California.
How much life insurance do I need?
A common guideline is 10-15 times your annual income. Consider your debts, mortgage, children’s education costs, and your family’s ongoing living expenses. We can help you calculate the right amount.
Can I get life insurance with health issues?
Yes. Many carriers offer coverage for people with diabetes, heart conditions, cancer history, and other health issues. Some policies require no medical exam. We specialize in finding coverage for difficult cases.
How much does life insurance cost?
Term life insurance for a healthy 30-year-old starts around $20-30/month for $500,000 in coverage. Rates depend on age, health, coverage amount, and term length. Getting quotes is free and takes minutes.
What’s the difference between term and permanent life insurance?
Term life provides coverage for a set period (10-30 years) at lower cost. Permanent life (whole, universal) covers your entire life and builds cash value but costs more. Each serves different needs.
Still Have Questions?
The team at California Burial Insurance is happy to help. Get a free quote or call us today.